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Tag: Title
Product Description
“In this important and fascinating book, the authors expose a scam that has fleeced Americans of billions of their hard-earned dollars since World War II. The title insurance industry, they show, has captured its regulators, and imposed exceedingly high costs on American homebuyers by means of a cartel-like arrangement. If that arrangement can be broken, price gouging would end and all American homeowners would enjoy what Canadians and Iowans do-reasonably priced peace of mind.”
–Robert E. Wright, Stern School of Business, New York University
After World War II, banks and other mortgage lenders began requiring insurance to protect them against flawed or defective real estate titles. Over the past sixty years, the title insurance industry has grown steadily: policies are available for both lenders and property owners and many title insurers offering an array of other real estate services, such as escrow and appraisal.
In The American Title Insurance Industry, Joseph and David Eaton argue that improvements in recordkeeping over the last sixty years-particularly the advent of computers-have greatly reduced the likelihood of a defective title going unnoticed in a property transaction. But they go on to charge that, beyond mere obsolescence, the title insurance industry is guilty of anticompetitive pricing, overcharging, and possibly fraud. Among the findings in this meticulously researched study are instances of insurers charging premiums well above the amount necessary to compensate them for assuming the risk of defect and identical policies with identical risk that vary in price by as much as 300 percent for different geographic locations.
A landmark study for policy makers, elected officials, and all those involved in the insurance and real estate industries, The American Title Insurance Industry brings to light a long-neglected issue.
The American Title Insurance Industry: How a Cartel Fleeces the American Consumer
Product Description
Title Insurance Tips and Secrets, 1st Edition, is completely revised and updated to help you understand the key concepts of title insurance and how your title policy protects you. The information in this book will help you to overcome the challenges of a successful real estate closing and will allow you to take control of the real estate settlement process by fully understanding it. This book is written for anyone that wants to finally understand all of the components and costs associated with a real estate closing statement. Kevin Tacher and Lex Levinrad offer proven, practical advice based on a combined experience of over fourteen years handling over one thousand real estate transactions in South Florida. Their wealth of knowledge and experience will help you save money and understand what you need to know about title insurance, title commitments, title policies and closing costs.
Learn about the Components of Title Insurance
Understand How A Title Policy Protects You
Know How To Review Your Title Commitment
Find Out How To Understand Your New HUD -1 Closing Statement
Discover Tips And Secrets That Will Reduce Your Closing Costs
Testimonials
No one understands title insurance better than Kevin Tacher and Lex Levinrad. Having vast experience in the industry and being highly skilled at utilizing trusted, professional networks, they have been offering added-value to their clients for years. This book reveals the pertinent facts and insights which will help consumers and industry professionals alike make informed, strategic decisions for optimum results; it is a definite must read.
Ivan Misner, NY Times Bestselling Author and Founder of BNI and Referral Institute
In this book, Kevin does what he always does, and that is, add extreme value to everyone; regardless of whether that person does business with him or not. However, knowing him as I do, I suspect that if you do work with him, you ll be glad you did.
Bob Burg, National Bestselling Author and Co-Author of the Go-Giver and Go-Givers Sell More
Once again Kevin has put himself out there to help others. Reading his book you can see how much he cares about his work and cares even more about the people he works with.
Mike Macedonio, Co-Author of New York Times Best Seller, Truth or Delusion, Busting Networking s Biggest Myths
Anyone and everyone investing in real estate along with all real estate professionals must read this comprehensive overview on title insurance. The tips will save you money and minimize headaches. Kevin and Lex s commitment to integrity and service is evident in the way they conduct business and in their dissemination of information in this book.
David Dweck, Investor, Realtor, President Boca Real Estate Investment Club
When I started working with Kevin he asked me:Are you sure you can handle all the new business that will come your way? I questioned him when he made that comment, but he was right! I now have two full time staff assistants, 647 real estate professionals and am working on positioning myself to effectively manage my business at this new level. Kevin s coaching and support for my agent s success is like no other. His sincere interest begins with elevating other people’s success before his own. This book shares another reason why Kevin adds value to everyone in his circle of influence.
Cynthia L. Benchick, Realtor & Broker/Owner Charles Rutenberg Realty, LLC