I’ve got Liability and Uninsured motorist insurance policy for my car and need to know what exactly is “uninsured motorist” coverage? I know liability coverage is that which will pay for our fault in an accident, but what uninsured coverage does?
I’ve got Liability and Uninsured motorist insurance policy for my car and need to know what exactly is “uninsured motorist” coverage? I know liability coverage is that which will pay for our fault in an accident, but what uninsured coverage does?
I was hit from behind by an uninsured motorist and I filed a claim on my own auto policy under the uninsured motorist coverage. I do not have an attorney at this point, and I don’t know what to expect. My medical treatment is almost over and I will be ready to settle the claim soon.
I crashed and totalled my car a few months ago at my fault. There were two other passengers in my car and with no other cars involved. One of the passenger’s medical expenses, pain and suffering, loss of wages, etc., exceeds my liability limits and they have no insurance of their own. Can they access my underinsured/uninsured motorist coverage if it exceeds my liability?
I was in a car accident with several injuries, not my fault. Besides getting the persons at fault bodily injury protection could I also claim some of his uninsured ?
In NY, from which state we’ve just moved you did not have to choose between stacked and unstacked uninsured motorist coverage. I’m not sure which is a better option.
I was hit in April by an uninsured motorist; he totalled both our cars. I have since seen 8 doctors to diagnose several issues caused by the accident. I’ve undergone xrays, physical therapy, ultrasounds, blood tests and an MRI, and am now on medication and more phys therapy.
I had $5k in uninsured motorist medical coverage, which my ridiculous claim adjuster told me last week ran out over a month ago – I’m now getting bills I can’t afford, and I’m not yet well. A friend said I can demand more $ from my insurance company? But he also said Colorado requires insurance companies to cover all med bills, and I’ve found no such statement on the CO govt sites.
My regular health insurance won’t cover these bills – what do I do?
Was also told attornies won’t take my case: the kid who hit me is likely illegal, has been unresponsive. One lawyer said even if I won the case, wouldn’t necessary get $ out of it. Last thing I need are lawyer bills.
I have limited coverage, so my insurance company can’t help me, right?
the uninsured driver has promised to pay but I doubt he will.
so how can I get reimbursed from him? do I need to file a civil suit against him? is it worth it to file a civil suit if the damage is $1,000?
Me and my daughter were in an accident that was a hit and run. We have medical bills for totaling about $46,000. My insurance company already said that I qualify for an uninsured motorist claim. Now my question is…Will I get that entire amount back under my uninsured motorist claim or will I get a percentage?
I was hit broadside by a driver that had no licence or insurance and he was driving someone elses SUV and not sure if he had insurance. I sustained injuries, my insurance covers uninsured but do I have any legal means to go after this person?
Almost two months ago I was rear ended by a girl who does not have insurance. I live in Illinois. My insurace agent has not been able to get in contact with ever since it happened. The damage to my car was quoted at $570. My deduct is $500, so my insurace company already gave me $70 and now I am waiting for the uninsured party to pay the $500. Can I take her to small claims? I’ve looked at her record online, and it’s not the cleanest thing I’ve seen. Everything was a traffice incident except two or three other incidents. I don’t understand why she can still drive. Any advice on what to do and how much I can get from her?