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Uninsured RX

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Tag: difference

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After World War II, the United States and Canada, two countries that were very similar in many ways, struck out on radically divergent paths to public health insurance. Canada developed a universal single-payer system of national health care, while the United States opted for a dual system that combines public health insurance for low-income and senior residents with private, primarily employer-provided health insurance – or no insurance – for everyone else.In “National Health Insurance in the United States and Canada”, Gerard W. Boychuk probes the historical development of health care in each country, honing in on the most distinctive social and political aspects of each country – the politics of race in the U.S. and territorial politics in Canada especially the tensions between the national government and the province of Quebec. In addition to the politics of race and territory, Boychuk sifts through the numerous factors shaping health policy, including national values, political culture and institutions, the power of special interests, and the impact of strategic choices made at critical junctures. Drawing on historical archives, oral histories, and public opinion data, he presents a nuanced and thoughtful analysis of the evolution of the two systems, compares them as they exist today, and reflects on how each is poised to meet the challenges of the future.

National Health Insurance in the United States and Canada: Race, Territory, and the Roots of Difference

In NY, from which state we’ve just moved you did not have to choose between stacked and unstacked uninsured motorist coverage. I’m not sure which is a better option.

I was involved in an auto accident, was not my fault. The person who hit me died & his policy limit was only $25,000 which won’t even cover my medical bills. My lawyer says basically I am left with the medical because I don’t have under-insured motorist, I only have uninsured and I don’t know the difference. He sent me this in a letter, I have called to meet with him next week. But in the mean time does this mean all I can get is $25,000 and I will be stuck with the rest to pay myself. I know normally I could sue the person but he passed in the accident and he wasn’t married I know that. I “heard” he didn’t have a house in his name but did have life insurance he left to someone as a beneficary…could I be able to go after that? Also just to add, I am very upset b/c this person was exceeding the speed limit by 3 times & yes I know he died but he was at fault here I am going through all this pain, surgery, mental anguish, missing tons of work & I can’t even get all my medical
bills payed little on not being able to get any pain and suffering and money back from me missing work. What can I do…besides go crazy??
Just to add….I never knew what the policy limits meant, I only thought that was to pay for someone else if an accident was my fault…never knew I could use it to help me…