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The Truth About Swine Flu: Surviving the Pandemic of 2009

Tue, 13 Jul 2010 03:15:30 +0000

High Conversion Sales Copy! 70% Commission on $33.00!! Comprehensive Guide to Swine Flu including its history, how it kills, and how to treat and/or survive the virus as well as additional health information to treat and prevent the infection naturally.
The Truth About Swine Flu: Surviving the Pandemic of 2009

Some Conservative Blue Dog Democrats are talking about opening Medicare up to the uninsured. Good idea?

Fri, 23 Apr 2010 03:15:24 +0000

Opening up Medicare to the uninsured rather than a new public option is probably acceptable to most Democrats. Probably enough to get all 60 on board. Also some Republicans might approve of this as well, that is if they are actually participating? I think it is a pretty good idea to let the uninsured buy into Medicare as it is an already existing program and top economists are saying that this infusion of new people would help the program get out of the red. Do you think this is an acceptable idea for both parties?

When talking about the number of ‘Uninsured Americans’, why does Obama always include illegals?

Tue, 13 Apr 2010 03:06:52 +0000

Why would he use deliberately misleading information, or is it expected that tax payers pay more to cover illegal immigrants also?
If it is so important that we have this extremely expensive program, wouldn’t it be prudent to give accurate information regarding the uninsured? If they are lying about the numbers of people that don’t have insurance, why should we think they are going to be honest about what they are really doing with our money? Or anything else?

Delay, Deny, Defend: Why Insurance Companies Don’t Pay Claim and What You Can Do About It

Sat, 03 Apr 2010 03:07:32 +0000

ISBN13: 9781591843153
Condition: NEW
Notes: Brand New from Publisher. No Remainder Mark.

Product Description
An expose of insurance injustice and a plan for consumers and lawmakers to fight it

Over the last two decades, insurance has become less of a safety net and more of a spider’s web: sticky and complicated, designed to ensnare as much as to aid. Insurance companies now often try to delay payment of justified claims, deny payment altogether, and defend these actions by forcing claimants to enter litigation.

Jay M. Feinman, a legal scholar and insurance expert, explains how these trends developed, how the government ought to fix the system, and what the rest of us can do to protect ourselves. He shows that the denial of valid claims is not occasional or accidental or the fault of a few bad employees. It’s the result of an increasing and systematic focus on maximizing profits by major companies such as Allstate and State Farm.

Citing dozens of stories of victims who were unfairly denied payment, Feinman explains how people can be more cautious when shopping for policies and what to do when pursuing a disputed claim. He also lays out a plan for the legal reforms needed to prevent future abuses. This exposé will help drive the discussion of this increasingly hot- button issue.

Delay, Deny, Defend: Why Insurance Companies Don’t Pay Claim and What You Can Do About It

What can be done about the stigma of being uninsured?

Wed, 31 Mar 2010 03:17:07 +0000

What can be done about the stigma of being uninsured? Whenever people talk about health care, it seems they always use the word uninsured to mean “someone who doesn’t pay” rather than to mean “someone who pays cash.” I don’t think it’s fair to assume that someone isn’t going to pay for their healthcare just because they don’t have insurance to pay for them.

Why is the Obama Administration still lying about the number of uninsured Americans?

Sun, 14 Mar 2010 03:08:00 +0000

They keep falsely claiming over 40 million Americans are uninsured when the fact of the matter is nearly 15 million of that number are illegal aliens and another 10 million of that number simply choose not to use their employer provided health insurance.

What do you do about an uninsured motorist?

Tue, 02 Mar 2010 03:08:47 +0000

We were hit yesterday by an uninsured driver. It was clearly his fault and he was cited for such. We were not injured badly, but our van is a mess. Is there any recourse we have? If we took him to court, can they actually make him pay for damages~ would we ever really see the money? Or, should we just let it go?

About Declarations Pages in Auto Insurance

Fri, 26 Feb 2010 03:08:59 +0000

To break the declarations page down further, we’ll discuss each aspect presented on the page, and this is done in no particular order, meaning your declarations page may or may not have the same information in the same order listed here. First we’ll mention the auto insurance company’s information on the page. The declarations page will have the name of the insurance company, as well as their contact information including a phone number and address. If you need to contact the company, the information is readily available here and also on the insurance card that you should have somewhere in your car in case it is immediately needed.

Next, you should find your policy number. Your policy number is a way the auto insurance company can identify you without using your name. This lessens confusion as there is typically more than one client sharing the same first and last names. A policy number can include numbers and letters together, or just numbers. You will need to know your policy number any time you want to contact the insurance company. You can also find your policy number on the insurance card.

Information regarding the coverage you have purchased is also included in the declarations page. The coverage you purchased will include the minimal requirements provided by your state, as well as any additional coverage options you felt the need to purchase. Bodily injury liability, property damage liability, personal injury protection, and uninsured motorist bodily injury may be some of the coverage options you purchased that will be listed on the declarations page. Read more about automobile premiums and policies in Auto Car Insurance Premiums section of author’s site.

The cost of each coverage you purchase for your auto insurance policy will also be listed on this page. The price of your policy is determined by individual factors, including the cost of coverage you added to your policy. If you carry additional coverage options past the state’s requirements, you can look at these “extra” options and decide if they fit into your budget, or if you can add more coverage for added protection.

Your deductible amounts may also be listed in the declarations page. A deductible amount is the amount of money you are willing to pay, out-of-pocket, when you make a claim to the auto insurance company. Any time you file a claim and expect the insurer to cover an accident-related cost, the insurer requires you to pay upfront a deductible. This amount can range from $250, to $1,000 or higher. The lower deductible you choose for your policy, the more expensive your policy premium will be.

Look for the policy periods on the declarations page to find out when your coverage begins and when it ends. You should also be aware that you have the option with the insurer to automatically renew your policy when it expires. This helps to avoid any time period of not carrying auto insurance, known as a policy lapse. It is illegal to drive a vehicle without proper auto insurance so it is vital that the policy always be in effect.

You will also notice your information, or the policyholder’s information, listed on the declarations page. Your name, address, and phone number will be listed on the page. It will also have information regarding the vehicle(s) you have insured with the company, such as the year, make and model of each vehicle. Always keep this information up-to-date with the auto insurance company so they can contact you easily with any questions they have or information they need.

You may think the declarations page is just one more nagging piece of paperwork, but in actuality it is the most important piece of paper that you have for your auto insurance. You will need to review your declarations page every time your policy renews to make sure no coverage was accidentally dropped or so you know your information is correct. Don’t disregard your declarations page as it comes in the mail or think of it as worthless because you think you already know what coverage is on your auto insurance policy.

Willie James is a car insurance expert of Online Auto Iinsurance News agency. His job is to analyze auto insurance information and publish different reviews for Federal Insurance Bureu (FIB) in Moscow, Russia. His hobbies are organic synthesis in chemistry laboratory and styding a psychodelic plants like Salvia Divinorum (Shalfey) and another entheogens and exotic plants.

The Truth About Pet Insurance – 45-Page EBook Plus 3 Free Bonuses.

Mon, 22 Feb 2010 03:11:00 +0000

Finding Solid Information About Pet Insurance Is Like Finding A Needle In A Haystack. In This New (2008) Guide And Accompanying Bonuses, You Will Discover Exactly How To Get The Best Pet Insurance For Your Dog, Cat, Rabbit, Alpaca Or Iguana!
The Truth About Pet Insurance – 45-Page EBook Plus 3 Free Bonuses.